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Friday Coffee with your Mortgage Man, Eric
Friday Coffee with your Mortgage Man, Eric
Today we talk about 2 spicy topics. The conversation about buying a home is no longer about finding that dream home or getting a super good deal. Tune into how the conversation has changed. Also, Buyers that are buying Vacation Homes but are renting them out. This is a big "no-no". Don't get into trouble. -
Friday Coffee with your Mortgage Man, Eric
Friday Coffee with your Mortgage Man, Eric
Today we talked about 3 important things regarding the Mortgage and Real Estate Market.
1. The lack of inventory has created an over-demand and an under-supply which has resulted in the over-bidding situation we have currently. People are paying more for the home than what it is valued at. Why?
2. Interest Rates continue to rise. Where are they now and why is that happening?
3. FNMA and FHLMC have created extra costs for those purchasing Vacation homes and Investment homes. What are they and why did this happen? -
Friday Coffee with your Mortgage Man, Eric
Today we talk about the Housing Market here in the Phoenix Metro area and just how crazy it is as well as some tips to navigate around the issues. Tune in.
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There are no wrong questions. We’re here for you!
How long does it take to close on a new home?
Generally, about 30 days. We aim to exceed that goal for each and every loan.
When can I refinance my home and how do I start?
On the average, you can refinance your home after 6 months of owning it. We’re happy to help you get started, give us a call!
What does my credit need to look like to buy a home?
We have loan programs for everyone. If you find yourself in a sticky credit situation, we can help with that, too.
